About Universal North America

Universal North America is committed to provide quality insurance protection for policyholders in 17 states. Universal offers a variety of coverages including Homeowners, Dwelling Fire, Condominium Unit Owners, Renters, Flood, Home Equipment Protection, Earthquake and more. We are committed to providing quality protection for our policyholders and are prepared to respond at the time of a claim. Built on a legacy of solid experience and financial stability, Universal has earned high ratings from both A.M. Best and Demotech. The Universal brand has been recognized in Puerto Rico and in the fastest growing markets in the U.S. as one of the preferred insurers nationwide. True to our Mission, Vision, and Values, Universal North America is always preparing for the worst and is confident that our prudent and conservative fiscal methodology, strategic risk management and strong reinsurance partnerships will help restore our policyholders' lives back to normal. Simply put, every day we strive to fulfill the promise of providing peace of mind to our customers and helping them recover from the unexpected. With our longevity and preparation, we are battle-tested, strong and stable.

About our parent company, Universal Group, Inc.

Universal North America is a wholly owned subsidiary of Universal Group, Inc. in Puerto Rico. With extensive insurance knowledge, experience and commitment to quality and service, Universal Group, Inc. has been Puerto Rico's principal supplier of property/casualty, auto and life insurance, policy financing and investment products for over 30 years.